Standing Ledger
Sign InDashboard
Monthly Income
$12,550
All sources combined
↑ ~$173k annual
Monthly Expenses
$7,208
Fixed + variable
→ vs $12,500 budgeted
Min. Debt Payments
$3,705
Monthly obligations
Monthly Cash Flow
$1,638
After expenses & debt payments
↑ 13.0% savings rate
Net Worth
$491K
Assets minus debts
↑ Growing
Net Worth Trend
$490,780
Expense Breakdown
$7,208/mo
Education
$1,810Food
$1,520Housing
$1,018Healthcare
$825Utilities
$460Balance Sheet Snapshot
Regular Assets$731,700
Retirement Accounts$186,300
Total Debt$427,220
Net Worth$490,780
Key Ratios
Savings Rate
≥ 20%13.0%
Expense Ratio
≤ 80%57.4%
Debt-to-Income
≤ 36%29.5%
Active Debts
Mortgage — 218 Birchwood Ln
7.125% APR · Min $2,890/mo
$384,500
of $430,000
Auto Loan — Honda Accord
6.4% APR · Min $485/mo
$22,400
of $30,000
Student Loan — Sarah (Federal)
4.99% APR · Min $295/mo
$18,900
of $32,000
Chase Sapphire Preferred
22.99% APR · Min $35/mo
$1,420
of $1,420